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Don't go shopping for a new home before you know exactly how much you can spend!
You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.
Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Charles, St. Mary's, Calvert, Prince Georges, Anne Arundel, King George County REALTORSŪ to offer services such as these.
Once you fill out the form, we will quickly process your information and get right back to you!
We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...
Insurance >Title Insurance for Owners
If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.
Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!
Jim Everhart Team REMAX 100 10665 Stanhaven Place White Plains, MD 20695 Office: 301-893-3984 Cell: 301-643-3298 Toll Free: 866-350-3984 Fax: 301-843-9656 Email: jimeverhart@NUMBER1EXPERT.com business: mrsoldjim@aol.com
Jim Everhart offers professionalism and satisfaction to his clients, buyers and sellers alike. He is a multi-million dollar producer with 20 plus years in serving the Southern Maryland area with RE/MAX 100 Real estate office in White Plains, Maryland. Making your transition from one home to another easy and unstressful is his job. Visit him at the RE/MAX 100 website or email Jim and speak to him personally. You won't be disappointed!
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